| چکیده انگلیسی مقاله |
Introduction: Managing and dealing with the risks of the economic activity, income security in retirement period and job security are one of the most important requirements for absorbing labor force in agricultural and rural activities. Although the social insurance fund has been established for more than a decade for farmers, villagers and nomads, only a few percent of considered goal mentioned is achieved in noteClause 2, aArticle 3, ofin the structure of the comprehensive welfare and social security law rule that has wasbeen confirmed in 1383 has been achieved., and Aalso, a remarkable part of the people couldn't use these services. Based on this nNote, the government was obliged within two years from the date of notification of this law to cover fFarmers, villagers, and nomads under insurance. It seems that the social insurance fund for farmers, villagers, and nomads has faced many challenges in attracting maximum participation. In this regard, the current qualitative study has analyzed the obstacles challengingfacing the development of social insurance in Kermanshah and finally provided some solutions for them. Method: Current qualitative research, studies the obstacles facing the development of social insurance among farmers, villagers, and nomads in Kermanshah city using by Grounded theory in Kermanshah city. The studied population was chosen among fund brokers and rural people by theoretical and purposive sampling in Kermanshah city. In order to collect data, semi-structured interviews were used. Validity and reliability of data were approved by using triangulation and participants' feedback. Findings: Findings showed that the main obstacles in developing social insurance were organized in 5 categories. These categories are: "structural constraints", "administrative barriers", "economic constraints", "socio-cultural barriers" and "motivational barriers". Discussion: The results indicated that structural barriers were recognized as the main obstacle to the development of social insurance among farmers, villagers, and nomads. This problem was obtained from concepts such as criterion weaknesses, poor organization of the rural labor force and inadequate coverage of rural and nomadic services. |